Projections for Loans and Interest Rate - Autumn Update 2025-2030

Client/Funding Institution

Addiko Bank AG

Abstract

This analysis follows up on the Spring Forecast, incorporating recent changes in the macroeconomic and regulatory environment that may impact lending volumes and interest rates. Quarterly forecasts for consumer and corporate loans, including interest rates, are produced for the six countries where Addiko Bank operates. Loan volumes are converted to euros, and interest rates are calculated as weighted averages. Growth rates are euro-based.

Duration

September 2025 - October 2025

wiiw team Leader

Branimir Jovanović

wiiw Staff

Alexandra Bykova, Magdalena Höllhuber, Branimir Jovanović

Keywords: Economic forecasting, Macroeconomic outlook, Regulatory environment, Ioan forecasts, Interest rate projections, Consumer loans, Corporate loans, Multi-currency, Euro conversion, Ioan volumes, Weighted averages, Euro-based growth rates, Background data, Cash loans, New business volumes, Interest rates

Countries covered: Central, East and Southeast Europe

Research Areas: Macroeconomic Analysis and Policy

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