Auswertung der HFCS Daten im Europavergleich. Immobilienvermögen, Verschuldung, netto-vermögenslose und eigenheimbesitzende Haushalte

Client/Funding Institution

The Chamber of Labour (AK Wien)


The aim of the study is to describe the situation of household asset and debt holdings and the distribution thereof in the countries of the eurozone and to provide a comparison between those. The analysis is based on data from the Household Finance and Consumption Survey (HFCS). The analysis focuses particularly on two groups of households, those without or with negative net wealth holdings and those households being proprietor of their home. Recent research on the topic has first and foremost dealt with the situation in the US. Moreover, the study discusses the relevance of real estate assets for households in a broader sense.


December 2013 - November 2014

wiiw team Leader

Sebastian Leitner

wiiw Staff

Manuela Engleitner, Mario Holzner, Stefan Jestl

Keywords: labour, mobility, social welfare, distribution of income

Countries covered: EU Member States

Research Areas: Labour, Migration and Income Distribution